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Patriot Multi-Trip Group Travel Medical Insurance

Quotes & Purchase: Individual Group

Please use this high-level information as a guide only and do not make decisions solely based on this comparison. If you have any concerns, doubts or questions, please call us for further details.It is not possible to represent all details of information in a concise manner. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All the amounts are in U.S. dollars.

Routine physicals and exams (wellness, vision, eyeglasses, dental etc.) are not covered in any of the group travel medical insurance plans.

General

Patriot Multi-Trip Group Insurance
Comprehensive
Within PPO/Outside US/Outside Canada: After deductible, plan pays 100% to policy maximum. Outside PPO: After deductible, plan pays 80% of the first $5,000, then 100% to policy maximum.

Medical - Outpatient

To policy maximum
US-Urgent Care/Walk-in Clinic: Deductible waived, $25 copay; unless $0 deductible.
To policy maximum In US: Extra $250 deductible for illness that does not result in hospital admission.
To policy maximum or $250,000 maximum limit, whichever is lower; 90 day supply per prescription.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
-
To policy maximum

Medical - Inpatient

To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
-
-

Medical - Other Treatement And Services

-
To policy maximum
To policy maximum
$50 per incident deductible, $150 maximum (plan deductible waived)
Optional: Adventure Sports, available for ages under 65.
To policy maximum
-
-
To policy maximum
Sudden and Unexpected Recurrence of a Pre-existing Condition, up to $5,000 per period of coverage.
-
Included

Life

$50,000
$25,000 per child; $100,000 per adult; $250,000 max per family.

Plan Features

Before Effective Date: Full refund After Effective Date: No refund
Maximum duration of 36 months
$0
$0
Personal Liability: $25,000 Bedside Visit: $1,500 Political Evacuation and Repatriation: $100,000 Pet Return: $1,000
Email
Per Policy Period
$250
Policy Maximum
$50,000 70-79
$1,000,000 Up to 69
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation

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  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).

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