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Q:I am a J1 Visa holder. I am looking for an insurance that is acceptable by our visa sponsor which is GLOBAL EDUCATIONAL CONCEPTS. Thank you
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/i-am-a-j1-visa-holder--i-am-looking-for-an-insurance-that-is-acceptable-by-our-visa-sponsor-25469/Hello, we do not have a list of plans that is acceptable by your organization however, if you can give us the requirements we can quote you our available plans.
Q:My wife is taking medicine for a heart condition which is under control. If she had a cardiac event, such as a heart attack, would this be covered under "Acute onset of pre-existing conditions"? Also, the policy states "Acute onset of pre-existing conditions - Covered for U.S. Citizens up to maximum of 1,000,000 for up to age 64 with Primary Health Plan; " What does Primary Health Plan mean?
A:
{{currentOrigin}}/answers/visitors-medical-insurance/my-wife-is-taking-medicine-for-a-heart-condition-which-is-under-control-if-she-had-a-cardiac-event-79702/It means they must maintain medical insurance in their home and not be uninsured.
Q:If the insurance is taken fixed at first, can it be upgraded to comphrehensive later, may be after one month of effective date?
A:
{{currentOrigin}}/answers/visitors-health-insurance/if-the-insurance-is-taken-fixed-at-first-can-it-be-upgraded-to-comphrehensive-later-23547/You could do that, Be advised you would be canceling one contract and purchasing another so active treatment benefits would not carry over.
Q:My family and I (my spouse, our 12-year-old child, and myself) will be staying in the U.S. for approximately 13 months, from June 30, 2025, as part of an academic program. We are currently residing in South Korea and would like to purchase health insurance coverage before our departure.Could you kindly provide information on the following:Do you offer health insurance plans for international visitors or J-1 visa holders?Is there a family plan available that includes coverage for pre-existing conditions (with no waiting period) such as high blood pressure and diabetes?What would be the estimated monthly or total premium cost for the following:a 50-year-old male with high blood pressure and diabetes,a 45-year-old female with high blood pressure, anda healthy 12-year-old child?What is the application process for enrolling in the plan from outside the U.S.?We are especially interested in understanding the total expected cost so that we can plan accordingly. We hope to complete the insurance enrollment before leaving Korea, so we would greatly appreciate your prompt guidance.Thank you very much for your assistance.Best regards,Wanhee Lee
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/my-family-and-i-my-spouse-our-12yearold-child-and-myself-will-be-staying-in-the-us-65999/While we do have a plan that covers for pre-existing conditions for a J-1 visa it does have a wait period of 6 months. the plan also does not cover preventive care or routine maintanance. Visitors secure: /student-secure-elite-insurance/
Q:I am flying to Switzerland where I will spend 10 days and then fly to the USA where I will stay 31 days before flying back to my starting destination. I want to buy a comprehensive insurance plan. Will the plan cover my stay in Switzerland?
A:
{{currentOrigin}}/answers/international-travel-medical-insurance/i-am-flying-to-switzerland-where-i-will-spend-10-days-and-then-fly-to-the-usa-48163/If you can enter your information in this link we can quote you all of our available plans for the two destinations. Travel plans: /get-travel-insurance-quotes/?presection=visitorUSA
Q:I am looking for cheap medical travel insurance that will cover two countries ( US and Canada), which one would you recommend. No deductibles. Visitor plans httpswww.insubuy.comgettravelinsurancequotespresection=visitorUSA
A:
{{currentOrigin}}/answers/international-travel-medical-insurance/i-am-looking-for-cheap-medical--travel-insurance-that-will-cover-two-countries--us-and-canada-71116/fist we need to see what plans you qualify for.If you can enter your information in this link we can quote you all of our available plans,
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.